Housing loan for marginalized sector

Who says that only those who are working in companies or those with formal jobs are the only ones entitled to be granted of a # housing loan?

There is actually an agency of the Philippine government are priority # grants loans to those who are not qualified for a # Love ( http://www.pagibigfund.gov.ph/ ) loan  to own a lot or house or both.

 

This is the Social Housing Finance Corporation (SHFC).   http://www.shfcph.com/  And guess what THEIR office is just a floor below the PIA office here in Cebu.

It is an agency equivalent to love, but this time, for those doing the odd jobs, the trisikad drivers, vendors or simply non Charity members and does not have any landholding ever.

The SHFC implements the Community Mortgage Program (CMP) and this program is actually not so popular.

However there are already 96 in Cebu homeowners who availed of housing loans thru SHFC.

Guests Zeny Gread, LCMP Coordinator and Joel Ejes, Account Specialist of SHFC hosted by PIA Cebu Infocen Manager Rachelle Nessia and Radyo ng Bayan Wen Celen

In our # kapihanCebu this week, announced that since SHFC Visayas had recently been hit by disasters, the local government units actually has a way in Solving Problems on relocating residents living in danger zones or informal settlers solve the issues.

They can accessed a fund wherein Omnibus Commitment Line Called They can be granted as high as P50 million for lot acquisition and development.

Here is my story as posted in the official website of PIA.

http://news.pia.gov.ph/index.php?article=2441392794320

Local government units, specially those hit by calamities are Encouraged to avail of funds for socialized housing program.

Women received relief goods in San Remegio after typhoon Yolanda

 

In today’s Café PIA-Cebu, guests from the Social Housing Finance Corporation (SHFC) announced that there is an Omnibus Commitment Line of the Socialized Housing Finance Corporation are priority in the local government units can apply to Solve Problems of relocation / displacement.

 

Joel Ejes, account specialist said that a fund not exceeding P50 million can be applied by municipalities and cities and P20 million for qualified barangays who already have an identified social housing project.

 

A woman whose house was destroyed by typhoon Yolanda managed to smile

This fund, Ejes said, has to be implemented in a year.

 

An LGU can use the funds for offsite relocation, are the priority is the case of disaster hit areas.

 

Funds for the Off-site projects will be used for the acquiring and developing the land where informal settlers including those that are residing in danger zones will be relocated to the concept of community ownership.

 

According to Anne gread, local community mortgage program officer, it is very timely Because there is already a strict 50meter Implementation of the easement and forced the evacuation of residents from danger zones.

 

Already, Mayors THEIR tasking planners are areas of relocation for affected constituents.

Yolanda typhoon affected residents in San Remegio Received relief supplies.

 

 

Under OCL, SHFC can release 75 percent of the total land acquisition cost so that the project can start immediately.

 

Other than that that project also include off-site lot acquisition for those informal settlers covered with conviction court order and those that are voluntary transferring of one community from another Locality.

She lost her home due to typhoon Yolanda in Medellin town.

 

On the other hand, On-site project is for the purpose of acquiring the land already occupied by informal settlers.

 

Gread said, this program also GIVES the LGU an opportunity to earn since They are entitled to one sixth the total amount of the amortization provided that the collection rate is good.

 

Here in Cebu, Talisay City only has so far enjoyed the benefits of the CMP with a fast turn around of investment.

 

They said gread have five projects implemented in the city.

 

CMP is an initiative of the current undersecretary of the Department of Interior and Local Government Francisco Fernandez. He is also a former Cebu City administrator and founder of Pagtambayayong Foundation, Inc. ..

Those who want to inquire, just call SHFC Office in 303, 3rd Floor, Machay Building, Gorordo Avenue, Cebu City and 2,336,936.
And now this is not good news?

An eye for good news

For almost 15 years in the mainstream media after I earned a # Journalism degree from the known antagonist, University of the Philippines, I was trained to look, always for bad news.

In Toledo City while Covering a story of Former Senator John Henry Osmeña

 

 

Press Freedom Parade with Freeman family

In the Freeman Newspaper www.philstar.com / freeman , the oldest existing newspaper in Cebu Province, we were taught to always doubt. Doubt, question information given by sources and data, specially if these are from the government sector. Oh yes, bad Sells news, but the reason is actually deeper than that.

The # media is the 4th Estate, we have to be the watchdog. =)

With two of the hard hitting commentators in Cebu, Leo Lastimosa of jab and Bobby Nalzaro of DySS

And experience wise, government news is boring, like most of it lands in the trash can or made as draft papers.

With police beat reporters During the time of PDG PRO7 as Regional Director Avelino Razon

When I was assigned to the Regional Beat, I was exposed to the different government agencies and THEIR Various programs. I was amazed to know, indeed there are wonderful stories to tell … specific, valid and concrete applications and Implementation of beneficial activities. but unfortunately, these remained untold or “undercovered”.

A Christmas gathering with City Hall beat reporters and then Vice Mayor Michael Rama’s residence.

Government news releases and developmental stories were already branded as propaganda. That alone is already a first bias.

Anchoring a two hour news and public affairs program over DyDD, El Nuevo Bantay Radyo 2010-2012. And then no offense, but there was really a need then for the different government agencies, to embrace good news writing and presentation skills.

Witrh Yory Deldig of Buena Mano GMA7 News

News is not mainly launching, ribbon cutting, inauguration and the likes … so fly you go to the bin!

Thank goodness, I found a way to transform these to news worthy items.

And now here I am at the Philippine Information Agency and I see this as a challenge actually.

 

Signing my appointment November 2012

There will always be that the bias of government information from my former media colleagues.

But then there is also a good realization, that media outlets are actually hungry for GOOD NEWS. Specially if these stories talk about an improved living condition, an “overcomed” problem, a solution to a crisis …

Covering an earthquake drill, three months before the 7.2 magnitude quake and IT park.

Reporters, mainstream media and government specially / information officers, are now “maintaining an eye for good news”.

Getting stories in the northern towns, two days after typhooon Yolanda

These are success stories, more concrete and credible Because we and the government knows that the system is still working beyond the flashes of the cameras.

Covering the Israeli Defense Team mission in the north after typhoon Yolanda

Times had gone so bad that from printed news, broadcast pieces, even on social networking sites, we see, hear, controversies, scams, disasters, crimes …

Whoa … too much …

It does not have to be huge (much better though), but to lighten up someone’s day or to gain trust and be assured that were in the right track, a packet of Good News is enough.

Agree?

Find my stories and www.pia.gov.ph